Términos de servicio

1. Agreement to terms

These Terms of Service ("Terms") are a binding agreement between you and Locimens Inc ("Locimens," "we," "us," or "our") governing your access to and use of:

• The Locimens website at https://locimens.com
• The Locimens desktop application
• Marketplace listings, licensed AI agents, and MT5 Expert Advisors ("EAs")
• Developer publishing tools and related services

(collectively, the "Services").

By creating an account, downloading the desktop app, purchasing a subscription or digital product, or otherwise using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

2. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Services. You are responsible for ensuring your use of Locimens complies with applicable laws, your broker's terms, MetaTrader 5 licensing terms, and any regulations that apply to your trading activity.

3. Description of services

Locimens provides a local-first software platform that connects AI agents and tools to MetaTrader 5 through a desktop bridge. The Services include account management, subscription licensing, marketplace distribution, and optional cloud features for identity and entitlements.

Locimens does not provide investment, financial, legal, or tax advice. Software output, agent suggestions, and marketplace descriptions are informational tools only. You alone decide whether and how to trade.

4. Accounts

You may register with email and password or through Google sign-in. You agree to provide accurate information and keep your credentials secure. You are responsible for all activity under your account.

Notify us promptly at [email protected] if you suspect unauthorized access.

5. Subscriptions and billing

5.1 Plans

Locimens offers subscription plans including:

Plan features, limits, and availability may change. The pricing shown on our website at the time of purchase controls.

5.2 Payment and renewal

Paid subscriptions are billed through Stripe on a recurring basis (typically monthly) until canceled. By subscribing, you authorize us and Stripe to charge your payment method for each billing period.

5.3 Cancellation

You may cancel a subscription at any time through the Manage billing portal on our website. Cancellation takes effect at the end of the current billing period unless otherwise stated. You retain access to paid features until that date.

Downgrading or canceling may reduce entitlements (such as MT5 account slots, agent access, or device limits) immediately or at period end depending on the change.

5.4 Price changes

We may change subscription prices with advance notice where required by law. Price changes apply to subsequent billing periods after notice.

6. Digital products and licenses

6.1 One-time purchases

Certain MT5 Expert Advisors and other items are sold as one-time digital purchases. After payment, you receive a personal license to download and use the artifact tied to your account.

6.2 Subscription agents

Licensed AI agent plugins may require an active subscription at or above the plan tier shown on the listing. Agent licenses may also require a current monthly agent update to remain valid, as described on the product listing or in-app notices.

6.3 License restrictions

Unless we expressly permit otherwise in writing:

• Licenses are personal, non-transferable, and non-exclusive
• You may not resell, sublicense, publicly redistribute, or share paid artifacts
• You may not circumvent license checks, entitlement limits, or device/MT5 registration controls
• Reverse engineering is permitted only to the extent required by applicable law

7. Developer program

If you apply to publish plugins on the Locimens marketplace, additional terms may apply to your publisher account, revenue share, and content standards. We may approve, reject, suspend, or remove listings at our discretion to protect users and platform integrity.

8. Acceptable use

You agree not to:

• Use the Services for unlawful, fraudulent, or abusive purposes
• Interfere with or disrupt the Services, other users, or our infrastructure
• Attempt to bypass authentication, licensing, or security controls
• Upload malware or malicious code through any Locimens channel
• Misrepresent your identity or affiliation
• Use the Services in violation of your broker, MT5, or third-party provider terms

We may suspend or terminate access for violations.

9. Third-party services

The Services integrate with or rely on third parties you choose or require, including:

• MetaTrader 5 and your broker
• LLM and AI providers (including bring-your-own-key setups)
• Payment processors and authentication providers

Your use of third-party services is governed by their terms. Locimens is not responsible for third-party outages, policy changes, or data handling outside our control.

10. Intellectual property

Locimens and its licensors own the Services, software, branding, documentation, and marketplace platform. Marketplace listings may include intellectual property owned by Locimens or third-party developers.

You retain ownership of content you create locally. You grant Locimens a limited license to host, process, and display information you submit through our forms and cloud features solely to operate the Services.

11. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Without limiting the foregoing:

• We do not guarantee trading profits, strategy performance, or market outcomes
• We do not guarantee uninterrupted or error-free operation
• We do not guarantee compatibility with every broker, VPS, or MT5 configuration
• Agent and EA behavior depends on your environment, settings, and market conditions

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LOCIMENS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR TRADING LOSSES, ARISING FROM OR RELATED TO THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID LOCIMENS IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.

13. Indemnification

You agree to defend, indemnify, and hold harmless Locimens and its affiliates from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Services, your trading activity, your violation of these Terms, or your violation of third-party rights.

14. Termination

You may stop using the Services at any time by canceling subscriptions, uninstalling the desktop app, and closing your account through support where available.

We may suspend or terminate your access if you breach these Terms, create risk or legal exposure, or if we discontinue the Services. Sections that by nature should survive termination (including licenses restrictions, disclaimers, liability limits, and governing law) will survive.

15. Refunds

Digital products (including downloadable EAs) are generally non-refundable once delivered, except where required by applicable law or explicitly stated at purchase.

Subscriptions: Fees already paid for the current billing period are not refunded when you cancel mid-cycle; access continues until period end. If you believe a charge was made in error, contact [email protected] within 14 days. We may issue refunds at our discretion or as required by law.

Abusive chargebacks may result in account suspension.

16. Changes to terms

We may modify these Terms from time to time. Material changes will be posted on this page with an updated "Last updated" date and, where appropriate, notified by email. Continued use after changes become effective constitutes acceptance where permitted by law.

17. Governing law and disputes

These Terms are governed by the laws of the State of New York, United States, without regard to conflict-of-law principles.

You agree that exclusive jurisdiction and venue for disputes arising out of or relating to these Terms or the Services will lie in the state and federal courts located in New York County, New York, and you consent to personal jurisdiction in those courts.

Before filing a claim, you agree to contact [email protected] and attempt to resolve the dispute informally for at least 30 days.

18. General

• Entire agreement: These Terms and the Privacy Policy are the entire agreement between you and Locimens regarding the Services.
• Severability: If any provision is unenforceable, the remainder remains in effect.
• No waiver: Failure to enforce a provision is not a waiver.
• Assignment: You may not assign these Terms without our consent. We may assign them in connection with a merger, acquisition, or sale of assets.

19. Contact

Locimens Inc
[REGISTERED ADDRESS TBD]
New York, NY, United States

• Support: [email protected]
• Website: https://locimens.com

20. Related documents

See also our Privacy Policy.